Sarah Borders, CEBS March 1, 2024 2 min read

CHIP Model Notice Updated

The DOL has issued a new CHIP model notice current as of Jan 31, 2024.

Who this applies to:

  • Large employers with fully insured and self-funded health plans
  • Small employers with fully insured and level-funded health plans

Go Deeper:

An employer is subject to the CHIP annual notice requirement if its group health plan covers participants who reside in a state that provides a premium assistance subsidy, regardless of the employer’s location.

The CHIP model notice may be used by employers. The notice is updated periodically to reflect changes in the states that offer premium assistance subsidies. The model Employer CHIP Notice includes current information as of Jan. 31, 2024.

Employers sponsoring a group health plan should provide the CHIP notice with other health plan eligibility materials, including at new hire enrollment, annual open enrollment, and with the summary plan description (SPD).

CHIPRA webpage:


Sarah Borders, CEBS

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.