Sarah Borders, CEBS

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders, CEBS

Sarah Borders, CEBS
July 8, 2024 3 min read

When Can the ERISA SPD and Notices be Sent to Employees Electronically?

The DOL safe harbor describes certain circumstances where ERISA plans may disclose ...

Sarah Borders, CEBS
July 8, 2024 9 min read

Attestations for Gag Clause Prohibition Compliance Due by December 31, 2024

The Departments issued joint FAQ guidance related to compliance with the prohibition of ...

Sarah Borders, CEBS
July 8, 2024 2 min read

Reminder to File Form 5500 for Calendar Year Plans

Employers must file Form 5500 for health and welfare plans by the last day of the 7th ...

Sarah Borders, CEBS
June 3, 2024 3 min read

What if an Employer Didn't Pay Their PCORI Fee in Past Years?

There is no specific penalty for failure to report or pay the PCORI fee. However, since ...

Sarah Borders, CEBS
June 3, 2024 1 min read

DOL Issues Final Rules to Rescind 2018 AHP Rules

The Department of Labor recently finalized an earlier proposal to rescind the 2018 rules ...

Sarah Borders, CEBS
June 3, 2024 4 min read

HSA, HDHP and Excepted Benefit HRA Limits Announced for 2025

The IRS announced under Revenue Procedure 2024-25 cost-of-living adjustments to dollar ...

Sarah Borders, CEBS
June 3, 2024 7 min read

HHS Publishes ACA Section 1557 Final Rules

On May 6, 2024, HHS published final rules on ACA Section 1557. Section 1557 prohibits ...

Sarah Borders, CEBS
May 2, 2024 4 min read

Changes to Medicare Part D and Why It Matters to Employers

The Inflation Reduction Act (IRA) of 2022 makes several changes to Medicare Part D ...

Sarah Borders, CEBS
May 2, 2024 3 min read

Federal Government Issues Final Rules on Fixed Indemnity Coverage and Short-Term Limited Duration Insurance

On April 3, 2024, the DOL, HHS and IRS issued final rules imposing new requirements on ...

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