Sarah Borders

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders

Sarah Borders
January 29, 2026 2 min read

Under the Radar - Fiduciary Lawsuits

Sarah Borders
January 29, 2026 3 min read

2026 Federal Poverty Level Updated, Increasing FPL Affordability Safe Harbor

Purpose: Using the FPL safe harbor, a plan is considered affordable if the employee’s ...

Sarah Borders
January 29, 2026 5 min read

HIPAA Privacy Notices Require SUD Language by February 16, 2026

The HIPAA Notice of Privacy Practices (NPP) must be updated by February 16, 2026, to ...

Sarah Borders
January 29, 2026 8 min read

ACA Reporting Due in March, Take Advantage of New Reporting Relief

Purpose: The Affordable Care Act (ACA) mandates annual reporting each March under IRS ...

Sarah Borders
January 29, 2026 1 min read

Reporting Creditability to CMS When the New Plan Year Begins

Sarah Borders
December 23, 2025 1 min read

Is a Significant Cost Increase to an Individual’s Public Exchange Marketplace Plan a Qualifying Event to Move to Group Health Coverage Mid-Year?

Q: Is a significant cost increase to an individual’s public Exchange Marketplace plan a ...

Sarah Borders
December 23, 2025 3 min read

Changes Proposed to Medicare Part D Creditable Coverage Guidelines for 2027

The Centers for Medicare and Medicaid Services (CMS) proposed to explicitly exempt Health ...

Sarah Borders
December 23, 2025 10 min read

IRS Guidance on HSA Changes under OBBB

On December 9, 2025, the IRS published initial guidance with a request for public ...

Sarah Borders
December 3, 2025 6 min read

IRS Finalizes Instructions for ACA Reporting (1094/1095-B and 1094/1095-C)

On October 30, 2025, the IRS published final instructions for completing the Affordable ...

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