At Hausmann Group, we understand that driving in Wisconsin comes with its own unique challenges; from snowy roads in winter to scenic drives in the Driftless Area. That’s why we take the time to understand your needs and help you explore auto insurance options that make sense for your lifestyle. Whether you're commuting in Madison, running errands in Waukesha, or heading north for a weekend in the woods, we’re here to help you feel confident on the road.

What Makes Car Insurance in Wisconsin Different?

Wisconsin has its own state requirements and driving conditions that may affect your auto insurance needs. Every driver is required to carry liability coverage, and additional protections like uninsured motorist or comprehensive coverage may also be considered, depending on your situation.

Winters in Wisconsin can be harsh, often leading to slippery roads and unpredictable driving conditions. From icy highways to wildlife crossings, local drivers face seasonal risks that aren't always top of mind elsewhere. That’s why it’s important to have a local insurance advisor who understands what you’re up against—and can help you find coverage that works for your environment.

What Coverage Options Are Available?

Auto insurance policies typically include several core components. While coverage specifics may vary, many drivers look into options like:

• Liability Coverage: May help if you’re responsible for bodily injury or property damage to others.
• Collision Coverage: Can be useful for damage to your vehicle caused by an accident with another car or object.
• Comprehensive Coverage: May cover damage to your car from non-collision events like weather, theft, or animal strikes.
• Uninsured/Underinsured Motorist Coverage: Often considered for added protection in the event you’re hit by a driver who lacks sufficient insurance.

Hausmann Group can walk you through your options and help you understand how they might apply to your needs as a Wisconsin driver.

How Can I Choose the Right Car Insurance?

Choosing auto insurance isn’t just about price, it’s also about understanding what you’re getting. We recommend starting with a conversation. Our advisors take the time to learn about your vehicle, your driving habits, and what matters most to you when it comes to protection.

We can help you explore a range of insurers and coverage levels so you’re not stuck with a one-size-fits-all approach. Whether you're insuring a single vehicle or multiple cars across family members, we work with you to customize your plan based on your specific circumstances.

What If I’m a Young or New Driver?

New drivers in Wisconsin, whether teens getting their first license or adults new to the state, often have questions about how to find the right insurance. Rates can be higher for inexperienced drivers, but there may be opportunities for discounts through driver education courses, safe driving habits, and bundling with other policies.

Hausmann Group works with families and individuals to review these options. Our goal is to help new drivers understand their responsibilities while also exploring ways to manage costs wisely.

Can I Save Money on Car Insurance in Wisconsin?

There are several strategies that may help reduce the cost of car insurance, depending on your provider and personal situation. Some common discounts to ask about include:

• Safe driver discounts
• Bundling homeowners and auto insurance
• Paying your premium in full
• Good student discounts
• Vehicle safety features

At Hausmann Group, we’ll help you review what’s available and discuss how certain discounts could apply to your policy.

Why Work With a Local Wisconsin Insurance Agency?

As a Wisconsin-based agency, we know the communities we serve because we live and drive here too. From the roads of Milwaukee to rural stretches in Sauk County, our team understands the regional nuances that can affect your driving experience.

Working with a local agency like Hausmann Group means you’re not just another policy number. You have access to experienced advisors who are here to answer your questions, offer guidance, and support you when it matters most.

What Should I Do After an Accident?

Even with the best precautions, accidents can happen. If you find yourself in a collision, the first priority is safety. Check for injuries, move to a safe location if possible, and call the authorities to report the incident.

When it comes to your insurance, it's helpful to document the scene, exchange information with other drivers, and contact your insurer promptly. Hausmann Group clients can reach out to us for help navigating the claims process and understanding next steps.

How Do I Get Started With Hausmann Group?

It starts with a conversation. Whether you’re shopping for car insurance for the first time or thinking about switching from your current provider, we’re here to help. At Hausmann Group, we believe that the best coverage begins with understanding your needs.

We’ll walk you through available policy options, explain potential coverage terms, and help you make informed choices with clarity and confidence. You’re not on your own; we’re right here in Wisconsin, ready to help you hit the road with greater peace of mind. 

Reach out to Hausmann Group today and let’s talk about how we can help protect what matters most to you.