Sarah Borders, CEBS March 6, 2025 1 min read

CHIP Model Notice Updated

The DOL has updated the CHIP model notice as of Jan 31, 2025.

 

Who this applies to:

All size employers sponsoring any type of medical plan which employees contribute to

 

Go Deeper:

An employer is subject to the CHIP annual notice requirement if its group health plan covers participants who reside in a state that provides a premium assistance subsidy, regardless of the employer’s location.

A model notice is available in English and Spanish. The notice is updated January 31 and July 31 each year to reflect changes in the phone, email, and website information when states make changes.

Employers sponsoring a group health plan should provide the CHIP notice with other health plan eligibility materials, such as with new hire and annual open enrollment materials or with the summary plan description (SPD).

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Sarah Borders, CEBS

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

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