Sarah Borders

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Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders

Sarah Borders
September 5, 2023 2 min read

MLR Rebate Reminder for Employers

Carriers are required to send out Medical Loss Ratio (MLR) payments to employers by ...
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Sarah Borders
September 5, 2023 1 min read

Medicare Part D Notices Must Be Sent Before October 15

Employers must send Medicare Part D creditable coverage notices to all Medicare-eligible ...
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Sarah Borders
August 30, 2023 3 min read

Affordability Percentage Decreased for Plan Years Beginning in 2024

On Aug 23, 2023, the IRS updated the affordability percentage to 8.39% (a significant ...
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Sarah Borders
August 2, 2023 3 min read

Hot Topic: "Can we make retroactive changes to an employee’s benefit election?"

Contrary to what’s commonly done in practice, Section 125 requires that employers only ...
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Sarah Borders
August 2, 2023 5 min read

Proposed Rules and Congressional Report Issued for Mental Health Parity

The Departments have issued proposed rules that would, if finalized, modify current ...
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Sarah Borders
July 10, 2023 1 min read

IRS Guidance on Preventive Care and COVID Testing Covered under HDHPs

The IRS issued Notice 2023-37 regarding high-deductible health plans (HDHPs) that ...
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Sarah Borders
June 1, 2023 9 min read

PCORI Fees Due by July 31, 2023

The PCORI fee must be reported each year on IRS Form 720 for the second quarter of the ...
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Sarah Borders
May 31, 2023 4 min read

Prescription Drug Data Collection (RxDC) Reporting Requirement Due June 1

Act now for your CMS submission due June 1, 2023! Under Section 204 of the Consolidated ...
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Sarah Borders
May 23, 2023 7 min read

HSA, HDHP, and Excepted Benefit HRA Limits Announced for 2024

The IRS announced under Revenue Procedure 2023-23 cost-of-living adjustments to dollar ...
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