Sarah Borders, CEBS

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Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders, CEBS

Sarah Borders, CEBS
November 1, 2023 2 min read

PCORI Fee Amount Adjusted for 2024

The IRS has issued IRS Notice 2023-70 to increase the Patient-Centered Outcomes Research ...
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Sarah Borders, CEBS
November 1, 2023 3 min read

Final 1095/1094-B & C Forms for 2023 Issued

The IRS issued final forms and instructions related to ACA reporting requirements for ...
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Sarah Borders, CEBS
October 2, 2023 2 min read

Draft 1095/1094-B & C Forms for 2023 Issued

The IRS issued draft instructions related to ACA reporting requirements for 2023 (2023 ...
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Sarah Borders, CEBS
September 5, 2023 2 min read

Hot Topic: Can a Dependent Care Election be made in Anticipation of the Birth of a Child?

Employees may generally participate in a dependent care assistance program through salary ...
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Sarah Borders, CEBS
September 5, 2023 2 min read

MLR Rebate Reminder for Employers

Carriers are required to send out Medical Loss Ratio (MLR) payments to employers by ...
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Sarah Borders, CEBS
September 5, 2023 1 min read

Medicare Part D Notices Must Be Sent Before October 15

Employers must send Medicare Part D creditable coverage notices to all Medicare-eligible ...
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Sarah Borders, CEBS
August 30, 2023 3 min read

Affordability Percentage Decreased for Plan Years Beginning in 2024

On Aug 23, 2023, the IRS updated the affordability percentage to 8.39% (a significant ...
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Sarah Borders, CEBS
August 2, 2023 3 min read

Hot Topic: "Can we make retroactive changes to an employee’s benefit election?"

Contrary to what’s commonly done in practice, Section 125 requires that employers only ...
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Sarah Borders, CEBS
August 2, 2023 5 min read

Proposed Rules and Congressional Report Issued for Mental Health Parity

The Departments have issued proposed rules that would, if finalized, modify current ...
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