Sarah Borders, CEBS

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders, CEBS

Sarah Borders, CEBS
February 3, 2025 3 min read

2025 Federal Poverty Level Increased, Affecting FPL Affordability Safe Harbor

Updated guidelines set the 2025 FPL at $15,650 (up from $15,060 in 2024) for a person ...

Sarah Borders, CEBS
February 3, 2025 6 min read

2025 Adjusted Penalty Amounts Released

The Department of Labor (DOL) issued the 2025 annual adjustments to penalties applicable ...

Sarah Borders, CEBS
February 3, 2025 12 min read

Affordable Care Act (ACA) Reporting Overview

Sarah Borders, CEBS
January 8, 2025 6 min read

How Should Benefits be Handled When an Employee Takes a Leave of Absence?

When an employee is no longer working full-time (FT) due to a leave of absence, the ...

Sarah Borders, CEBS
January 8, 2025 2 min read

U.S. District Court Strikes Down New Group Hospital Indemnity Notice Requirement

A U.S. District Court for the Eastern District of Texas issued a final judgment vacating ...

Sarah Borders, CEBS
January 8, 2025 2 min read

Congress Has Not Yet Passed Telehealth Relief for HSAs

The bipartisan deal originally struck to prevent a government shutdown included a ...

Sarah Borders, CEBS
December 2, 2024 2 min read

What is the Status of Telemedicine Benefits in 2025?

There is bipartisan support to keep extending flexibility for telemedicine and to even ...

Sarah Borders, CEBS
November 4, 2024 3 min read

IRS Releases Guidance on Medical Care Expenses for FSAs, HRAs, HSAs and Preventive Care for High Deductible Health Plans

The IRS has released two notices providing guidance on medical expense issues for health ...

Sarah Borders, CEBS
November 4, 2024 4 min read

Final 1095/1094-B & C Forms for 2024 Issued

The IRS issued final forms and instructions related to ACA reporting requirements for ...

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