Sarah Borders

Principal, Benefits Compliance Solutions. Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Blog Post by Sarah Borders

Sarah Borders
July 31, 2026 2 min read

Health Insurers Expected to Distribute $234 Million in MLR Rebates to Employers

Each year, health insurers must calculate their Medical Loss Ratio (MLR) for their fully ...

Sarah Borders
July 31, 2026 4 min read

Affordability Percentage Increased to 10.22% for Plan Years Beginning in 2027

On July 21, 2026, the IRS announced a 10.22% affordability percentage for plan years ...

Sarah Borders
July 31, 2026 2 min read

Prepare to Review ERISA Group Health Plan §408(b)(2) PBM Compensation Disclosures

Under ERISA §408(b)(2) and the Consolidated Appropriations Act, 2021 (CAA-21), brokers, ...

Sarah Borders
June 29, 2026 3 min read

Trump Account Contributions Can Start July 4, Still Awaiting Guidance

Guidance on Trump Accounts continues to emerge, clarifying some issues while leaving ...

Sarah Borders
June 29, 2026 2 min read

2027 HSA, HDHP, DPC, and EBHRA Limits Announced

In Revenue Procedure 2026-24, the IRS announced cost-of-living adjustments for Health ...

Sarah Borders
June 29, 2026 1 min read

IRS Form 720 Updated for 2025 PCORI Fee Filings

On Friday, June 26, the IRS updated its Form 720 to reflect the PCORI fee amounts and ...

Sarah Borders
June 1, 2026 1 min read

MHPAEA Lawsuit Allowed to Proceed

Another lawsuit alleging violation of the Mental Health Parity and Addiction Equity Act ...

Sarah Borders
June 1, 2026 25 min read

PCORI Fees Due by July 31, 2026

Each year by July 31, employers sponsoring certain self-funded health plans must file and ...

Sarah Borders
June 1, 2026 3 min read

HIPAA Enforcement Against a Self-Funded Employer Plan

On April 23, 2026, the HHS Office for Civil Rights (OCR) announced a $245,000 settlement ...

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