Doug Lefeber January 6, 2017 4 min read

A 2017 New Year’s Resolution: Commit to Reviewing your Life Insurance Plan

 Many people are uncomfortable discussing the topic of life insurance, and all too often it’s avoided until it is too late. Here are 10 reasons why you should review and update your life insurance plan this year:

  1. It’s not about you, it’s about the family that is left behind.

  2. Death doesn’t have to mean debt for your loved ones.

  3. A “Go Fund Me” page may help with immediate needs, but it’s not the answer.

  4. You may qualify for life insurance now, but there’s no guarantee you will in the future.

  5. Once you have life insurance and continue to pay the premiums, it can’t be taken away from you if you become terminally ill.

  6. Many of the life insurance policies issued today have an option for a living rider which allows you to access the death benefit before death if you have a terminal illness.

  7. Life insurance premiums are much lower than they used to be.

  8. The right type of life insurance is the type that is in force at the time of death.

  9. Do you have life insurance through work? Great! That’s a good start, now get some of your own. There’s no guarantee that you’ll stay with the same company throughout your working life

  10. Don’t procrastinate on this, it’s too important!

Please conatct the trusted advisors at Hausmann-Johnson Insurance and Hausmann-Johnson Bauch Financial if you'd like assistance reviewing your plan. Thanks for reading and we wish you the best in 2017.


Doug Lefeber

Doug has over 30 years of insurance industry experience, and has been with Hausmann-Johnson Insurance since 2014. He oversees the sales and service of about 2,000 Personal Lines accounts and welcomes the opportunity to interact with clients whenever they have an insurance need. As a manager, he believes that if you take good care of your employees, they will in turn take good care of your customers. Doug holds a Bachelor of Arts degree in Psychology from the University of Wisconsin – Eau Claire. Prior to joining Hausmann-Johnson Insurance, he gained experience as a manager and producer for AAA, Rural Mutual Insurance, and Met Life. He is a member of the Northside Business Association and the East Side Club and volunteers with them regularly. He also enjoys spending time with his family and attending summer music festivals in the area.