Is the Hype Worth the Switch?
With no end in sight, medical and prescription costs continue to increase at unprecedented levels year after year. Employer groups are feeling the squeeze more than ever on their financials.
In addition to the existing challenges, employers are constantly bombarded with sales pitches that promise cost savings, even though these promises often lack the supporting data to back them up.
In this webinar, we will discuss:
- Pros and Cons of having a fully insured plan, a self-funded captive, or a stand-alone self-funded program.
- How each is structured through illustrations and examples
- What changes in your compliance requirements under each option
Our goal is to provide you with critical knowledge by helping you better comprehend what medical option might best fit your company’s culture and risk tolerance.
- Kyle Von Ruden
- Sarah Borders, CEBS
Benefits Consultant | Principal
Kyle has been with Hausmann Group since 2008 and became an owner in 2016. He primarily consults employer groups on developing and/or maintaining their high level of benefits while controlling very important costs. Kyle works with various size employers, speaks publicly on alternative benefit strategies including HRA, HSA, FSA’s, and proactively keeps his clients educated on the ever-changing Health Care Reform Requirements. He understands that employees are a business’s greatest asset and having a high-level benefits program will undoubtedly help with recruitment and retention. He has previous experience as a Property Casualty Agent with Hausmann Group and a Commercial Lender in the banking industry.
Kyle graduated from the University of Wisconsin-Madison with a BS in Economics. A fun fact - Kyle was a member of the UW–Madison’s Men’s NCAA Division 1 National Champion Soccer team in 1995. In addition to actively participating in two SHRM chapters, he also serves on the Board of Directors with Work Plus. (Previous Board Experience includes: President / Middleton Chamber of Commerce 2017, Executive Director / Pet Care & Assistance Fund, Treasurer / Middleton United Soccer Club and a Board Member of Work Plus, Inc.).
Expert Compliance Leadership
Sarah is an industry leader in providing guidance on legislative and regulatory topics, such as: ERISA, The Affordable Care Act (ACA), Section 125, COBRA, HIPAA, Medicare Secondary Payer, Tax advantaged accounts (FSAs, HRAs, HSAs, DCFSAs) and Self-funded plans.
In her previous roles as VP of Benefits Compliance with NFP and Director of Compliance with a regional benefits firm, she's served hundreds of employers' compliance needs, from identification to resolution.
She is an active board member of the Austin Association of Health Underwriters and a member of the NAHU Legislative Council Employer Working Group.
Her designations include: an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, NAHU HIPAA and ACA certification and Health Care Service Associate with AHIP.
She holds an MBA from Texas A&M Corpus Christi and a BA from the University of Incarnate Word Corpus Christi.
